Budgeting Part II: Details and Automation

It occurred to me the other day that I didn’t really explain how to budget in my post about The Basics of Budgeting. Sure, I listed some really great tools to help you get started, but I just kind of left it at that. Tracking your spending is a fabulous first step. You cannot create a … Read more…

Rant n Rave: Different Lifestyles and Mega Milestones

Rants: I frequent the /r/financialindependence subreddit pretty much every day. I love the community and sense of camaraderie that comes from other people on the same weird track as me. It’s really great to be able to commiserate about forgetting your lunch or celebrating savings milestones. But. (there’s always a but) I know of no … Read more…

Is There Such a Thing as Free?

We’ve all seen the ads. “Free Pandora ring!” “Bonus 40,000 miles!” “Free poster!” “Free WiFi!” But are they really free? Now, look at those examples above and look past the bold headline to the small asterisk and even smaller print. “Free Pandora ring!”* (when you buy jewelry over $100) “Bonus 40,000 miles!”* (when you spend … Read more…