The True Cost of Traveling

I’ve been think­ing late­ly on the cost of time, more specif­i­cal­ly the cost of my time. What do I mean by that? Cost of Time? Huh? I was first intro­duced to the con­cept of time cost­ing some­thing with Mr. Mon­ey Mustache’s clas­sic arti­cle, The True Cost of Com­mut­ing. If you haven’t read it yet, stop read­ing … Read more

Rant n Rave: PEOPLE CAN’T F(#@*&G WALK & Camp Mustache

Rant: I just came back from a love­ly week­end in St. Louis where I got to hang out with friends and watch the best base­ball team on Earth play (the Car­di­nals, just in case you were con­fused at all). A bit of back­ground: I’ve been a Car­di­nals fan since before I was aware of what base­ball was. I’m a 3rdRead more

House Hunt Update: Shelving the Search

The time has come. I’m hang­ing up my house hunt­ing hat for now 🙁 I don’t want to stop look­ing. Men­tal­ly, emo­tion­al­ly, mon­e­tar­i­ly: I’m ready to buy a prop­er­ty. The prob­lem lies with the mar­ket in my area. There have been very few hous­es com­ing up for sale, and the ones that have come up are … Read more

Rant n Rave: Credit Edition

Today’s Rant n Rave theme is cred­it. There’s all kinds of cred­it avail­able in the world: cred­it cards, ser­vice cred­it.…. even cred­it earned in the kar­ma bank.  Things are a bit more ambigu­ous on the rant and rav­ing side, because I have rants and raves about both cred­it cards and ser­vice cred­its, the top­ics de jour. Cred­it Cards … Read more

Comparing or Competing?

The jour­ney to Finan­cial Inde­pen­dence is very much a soli­tary one. Every­one has dif­fer­ent vari­ables that impact the jour­ney: in debt or debt free, with kids or kid free, with a spouse (on board with FI or no) or a sin­gle­ton, home own­ers or renters. The list is end­less. And yet. We still com­pare our­selves. I’m guilty of … Read more

Monthly Status Report: April 2016

Why do I do a month­ly sta­tus report? I find it best to do a month­ly sta­tus report for a few rea­sons. It helps me eval­u­ate how I did the pre­vi­ous month. Did I hit a tar­get reduc­tion in spend­ing or did I go way over bud­get for a par­tic­u­lar cat­e­gory? Did I earn more? What was my over­all sav­ings rate? It helps keep me account­able. How … Read more