Dealing with the Guilt

If you’re a long time read­er, or have read my finan­cial back­ground posts (one & two), you’ll remem­ber I wasn’t born into the upper-mid­­dle class lifestyle. I grew up pret­ty poor. Med­ic­aid, food stamps, gov­ern­ment hous­ing, free break­fast and lunch­es at school, and low-cost after-school care was my life for the first 6 years. Then my mom got mar­ried to … Read more

Dating in the FI World

My future has more ques­tion marks than the Riddler’s suit. Today’s post is a top­ic near and dear to my heart: dat­ing. More specif­i­cal­ly, dat­ing while try­ing for Finan­cial Inde­pen­dence. As a sin­gle 25-year-old female, the first ques­tion peo­ple ask after learn­ing about my FI plans is usu­al­ly some­thing along the lines of “What hap­pens when you … Read more

MEGA MILESTONE: $100K

GUYS! LOOK!!!   I HIT $100k NET WORTH!! In case you couldn’t tell, I am SUPER PUMPED I hit the 6 fig­ures mile­stone. Me and Jere­my ren­ner are super excit­ed $100K! I just can’t believe it’s actu­al­ly here! I start­ed out in 2014 at the age of 23 with a net worth of $10k. In 2.5 years (or 30 months … Read more

A Different Wealth Building Perspective

Today I thought we’d do some­thing a bit dif­fer­ent and explore a dif­fer­ent per­spec­tive on how to build wealth. You know I high­ly rec­om­mend JL Collins’ The Sim­ple Path to Wealth where he advo­cates throw­ing every­thing into VTSAX and let­ting it ride. I offer up a dif­fer­ent per­spec­tive from Kurt Fis­ch­er over at My Mon­ey Coun­selor. While I don’t agree with every­thing … Read more

Monthly Spending Report: June 2016

Why do I do a month­ly sta­tus report? I find it best to do a month­ly sta­tus report for a few rea­sons. It helps me eval­u­ate how I did the pre­vi­ous month. Did I hit a tar­get reduc­tion in spend­ing or did I go way over bud­get for a par­tic­u­lar cat­e­gory? Did I earn more? What was my over­all sav­ings rate? It helps keep me account­able. How … Read more