Budgeting Part II: Details and Automation

It occurred to me the other day that I didn’t really explain how to budget in my post about The Basics of Budgeting. Sure, I listed some really great tools to help you get started, but I just kind of left it at that. Tracking your spending is a fabulous first step. You cannot create a … Read more…

Rant n Rave: Different Lifestyles and Mega Milestones

Rants: I frequent the /r/financialindependence subreddit pretty much every day. I love the community and sense of camaraderie that comes from other people on the same weird track as me. It’s really great to be able to commiserate about forgetting your lunch or celebrating savings milestones. But. (there’s always a but) I know of no … Read more…

Is There Such a Thing as Free?

We’ve all seen the ads. “Free Pandora ring!” “Bonus 40,000 miles!” “Free poster!” “Free WiFi!” But are they really free? Now, look at those examples above and look past the bold headline to the small asterisk and even smaller print. “Free Pandora ring!”* (when you buy jewelry over $100) “Bonus 40,000 miles!”* (when you spend … Read more…

Why FI?

I started my new position at work 2 weeks ago, and a conversation I’ve had with many different people usually goes like this: “How long have you been working here? What did you do in your last position? How long are you here with us? What do you want to do when you’re done with … Read more…

Rant n Rave: Moving, Identity Theft, and Minimalism

Rants: I was checking over my accounts in Mint when I noticed something strange. Apparently, I had apparated to the East Coast and gone on a wild $10 shopping spree at Build a Bear. No joke. Someone stole my credit card information and bought $10 worth of merchandise from Build a Bear. It was painfully obvious … Read more…

Monthly Spending Report: May 2015

The month of May has come and gone at lightning speed. From starting out the month celebrating my best friend’s wedding to closing it out by cramming all my stuff in a U-Haul, it’s been quite the month. The wedding went wonderfully, the dresses were beautiful and the smiles abounded. I’m not sure I can … Read more…

Small Steps to Saving

I’ll be the first to tell you I have a problem with doing the dishes.  “uh, Gwen…? How are dishes related to saving for retirement?” I’m getting there. Go with the analogy flow for a second. Dishes. I hate doing them right after cooking. It’s bad enough I have to make my own food, but … Read more…