Monthly Status Report: October 2016

Why do I do a monthly status report? I find it best to do a monthly status report for a few rea­sons. It helps me eval­u­ate how I did the pre­vi­ous month. Did I hit a tar­get reduc­tion in spend­ing or did I go way over bud­get for a par­tic­u­lar cat­e­gory? Did I earn more? What was … Read more…

An Evening with Phroogal

I never thought I’d be the person with a book titled “YOLO” on my bookshelf, and yet here I am. What’s more, I’ll probably even buy a few more copies and hand them out as Christmas and graduation gifts! I received a free copy of the book from the author himself, Jason Vitug, when he … Read more…

Dealing with the Guilt

If you’re a long time reader, or have read my financial background posts (one & two), you’ll remember I wasn’t born into the upper-middle class lifestyle. I grew up pretty poor. Medicaid, food stamps, government housing, free breakfast and lunches at school, and low-cost after-school care was my life for the first 6 years. Then … Read more…