Early Retirement: Everybody wants to be a bodybuilder, but…

Today’s guest post comes cour­tesy of the Ear­ly Retire­ment Dude. If you fre­quent the /r/financialindependence sub­red­dit, you might rec­og­nize him as a cool mod known as ER10years_throwaway! He FI/ER’d in 2005 at the ripe old age of  36. He made a very insight­ful com­ment and I asked him to expand upon it in a guest post. Take it away, … Read more

Monthly Status Report: March 2016

Why do I do a month­ly sta­tus report? I find it best to do a month­ly sta­tus report for a few rea­sons. It helps me eval­u­ate how I did the pre­vi­ous month. Did I hit a tar­get reduc­tion in spend­ing or did I go way over bud­get for a par­tic­u­lar cat­e­gory? Did I earn more? What was my over­all sav­ings rate? It helps keep me account­able. How … Read more

I just made $15K

Yes­ter­day was a gloomy, gross day. It rained most of the day (tor­ren­tial down­pours inter­spersed with black skies), I was com­ing back to work from a 3 day week­end, and had attend­ed a con­cert the night before and was up far past my bed­time. But none of that mat­tered in the end. My cowork­er and I were dis­cussing var­i­ous rates … Read more

Small Steps to Saving

I’ll be the first to tell you I have a prob­lem with doing the dish­es.  “uh, Gwen…? How are dish­es relat­ed to sav­ing for retire­ment?” I’m get­ting there. Go with the anal­o­gy flow for a sec­ond. Dish­es. I hate doing them right after cook­ing. It’s bad enough I have to make my own food, but then to do the dish­es … Read more

My First Year: 12 Months of Savings

The pay­check I received this week marks a big mile­stone for me: My first full year of sav­ing! Mid April last year was when I bumped up my 401k con­tri­bu­tion to max it out (or so I thought). I start­ed my first offi­cial “big girl” job in Jan­u­ary, but gave myself until mid April to out­fit my house and buy … Read more

Questions to Ask About a New Job

The job hunt­ing process. Isn’t it just the most fun thing you’ve ever done? What could pos­si­bly be bet­ter then end­less­ly mak­ing cov­er let­ters and throw­ing your resume at a mil­lion poten­tial employ­ers? Oh gee, Gwen, I don’t know, actu­al­ly hav­ing a job? [side­note: results not guar­an­teed for the resume throw­ing process. Bet­ter results come from gen­tly set­ting it on … Read more