Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did I go way over budget for a particular category? Did I earn more? What was my overall savings rate? It helps keep me accountable. How […]
Monthly Spending Report: October 2015
In last month’s spending report, I said October would be a fun and busy month. Little did I know that the last 31 days would beat every expectation I had! My month started off with my Mom coming into town for a ‘just-us-girls-weekend’. We had a blast wandering through the quilt show (and spending tons of money on the […]
The Basics of Budgeting
Everyone says having a budget is the first step on the journey to financial independence. Ok, fine, almost everyone. But, no one ever tells you what a budget should look like or even how to make one. Budgets can be devastatingly simple or hella complicated. What your budget looks like depends solely on you and your situation. […]