I’ve been seeing some thoughts pop up on Twitter over the last few months that have sparked an idea in my brain. Obviously, everyone’s journey to Financial Independence will look different. But what are some of the ways our paths differ? Our journeys are different because we’re all facing different financial headwinds. Let’s look at […]
No Spend November
It’s November 11th, 2016. A day that is an important date in history for three reasons: Veterans Day, Remembrance Day, and the end of my second week of No Spend November. So far, I’d say it’s going merely ok. I haven’t done the best job, but I also didn’t drive to the outlet mall an hour away and […]
Monthly Status Report: October 2016
Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did I go way over budget for a particular category? Did I earn more? What was my overall savings rate? It helps keep me accountable. How can […]
An Evening with Phroogal
I never thought I’d be the person with a book titled “YOLO” on my bookshelf, and yet here I am. What’s more, I’ll probably even buy a few more copies and hand them out as Christmas and graduation gifts! I received a free copy of the book from the author himself, Jason Vitug, when he dropped by on his roadtip: […]
Dealing with the Guilt
If you’re a long time reader, or have read my financial background posts (one & two), you’ll remember I wasn’t born into the upper-middle class lifestyle. I grew up pretty poor. Medicaid, food stamps, government housing, free breakfast and lunches at school, and low-cost after-school care was my life for the first 6 years. Then my mom got married to […]
MEGA MILESTONE: $100K
GUYS! LOOK!!! I HIT $100k NET WORTH!! In case you couldn’t tell, I am SUPER PUMPED I hit the 6 figures milestone. Me and Jeremy renner are super excited $100K! I just can’t believe it’s actually here! I started out in 2014 at the age of 23 with a net worth of $10k. In 2.5 years (or 30 months or 900ish […]