It’s November 11th, 2016. A day that is an important date in history for three reasons: Veterans Day, Remembrance Day, and the end of my second week of No Spend November. So far, I’d say it’s going merely ok. I haven’t done the best job, but I also didn’t drive to the outlet mall an hour away and […]
Monthly Status Report: October 2016
Why do I do a monthly status report? I find it best to do a monthly status report for a few reasons. It helps me evaluate how I did the previous month. Did I hit a target reduction in spending or did I go way over budget for a particular category? Did I earn more? What was my overall savings rate? It helps keep me accountable. How can […]
An Evening with Phroogal
I never thought I’d be the person with a book titled “YOLO” on my bookshelf, and yet here I am. What’s more, I’ll probably even buy a few more copies and hand them out as Christmas and graduation gifts! I received a free copy of the book from the author himself, Jason Vitug, when he dropped by on his roadtip: […]
Dealing with the Guilt
If you’re a long time reader, or have read my financial background posts (one & two), you’ll remember I wasn’t born into the upper-middle class lifestyle. I grew up pretty poor. Medicaid, food stamps, government housing, free breakfast and lunches at school, and low-cost after-school care was my life for the first 6 years. Then my mom got married to […]
MEGA MILESTONE: $100K
GUYS! LOOK!!! I HIT $100k NET WORTH!! In case you couldn’t tell, I am SUPER PUMPED I hit the 6 figures milestone. Me and Jeremy renner are super excited $100K! I just can’t believe it’s actually here! I started out in 2014 at the age of 23 with a net worth of $10k. In 2.5 years (or 30 months or 900ish […]