spreadsheet

Every­one says hav­ing a bud­get is the first step on the jour­ney to finan­cial inde­pen­dence. Ok, fine, almost every­one. But, no one ever tells you what a bud­get should look like or even how to make one.  Bud­gets can be dev­as­tat­ing­ly sim­ple or hel­la com­pli­cat­ed. What your bud­get looks like depends sole­ly on you and your situation. […]