Something that’s been bothering me for a while is the term “Net Worth”.
People say “My net worth is $xxx,xxx.”
I even say it, at the end of every monthly status report. My net worth is _______. I even wrote a whole post when my net worth tipped over the $100k mark.
Wikipedia says Net worth is used when talking about the value of a company or in personal finance for an individual’s net economic position.
Is that what we’ve reduced ourselves to? Counting up the money we’ve hoarded, subtracting any debts, and saying that’s what we’re worth?
Because I know I’m worth far more than some numbers.
I’m a staunch friend. A loving sister. The super fun auntie. I’m a great girlfriend when in a relationship. A dutiful daughter. A person who likes to lighten up the moment with a wicked comment under my breath. I’m pretty good at softball. I’m passionate about my hobbies and interests. I love the crap out of my giant floofball kitty cat.
A number can’t convey that. I can barely convey all of that in a picture. Maybe not even a slideshow. (Unless it were to be a really long one and let’s face it, no one should have to sit through a slideshow like that.)
I’m lucky the amount of money I have outweighs any debts. I worked hard to come out of college debt free and land a good job.
Does having a negative amount of money mean you’re less as a person? OF COURSE NOT.
Let me say that again in bold just in case you skimmed over that last line.
YOU ARE WORTH MORE THAN THE MONEY YOU HAVE SAVED.
My net worth is who I am as a person to those around me. Not the money I’ve saved up.
Therefore, my monthly status report will not include the phrase “Net Worth” anymore. Instead, I will be saying Cash Stash. Because to me, that’s a more accurate term. You can’t calculate what you’re worth to other people. You can count how much cash you have stashed away.
Anyone else share my sentiments? What common phrase bothers you?